Protect yourself from the high cost of unexpected mechanical failures.

With FPC Premium Marine Protection you can have true peace of mind knowing your watercraft purchase is covered against some of the most costly repair expenses, and you can rest easy knowing it’s administered by an industry leader that has been serving marine customers since 1978.

FPC Premium Marine Protection provides ENGINE 

coverage for the following engine types:




Stern Drive




The FPC Premium Marine Protection service contract specifies the parts within each component group that are covered. Also, coverage is subject to deductibles, limits and exclusions. The contract covers repairs only of covered parts and only when they suffer a breakdown as defined in the contract. Under some circumstances, a breakdown of a covered part may not be covered (for example, failure due to misuse or lack of proper maintenance or when a noncovered part is what caused the covered part to fail). Also, the exclusions contain a list of parts not covered, some of which may be associated with a covered part (for example, thermostats, fuses and ropes). Please see the service contract for details.




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Watercraft engine and accessory repairs can cost you thousands of dollars. With the advancement of watercraft technology it is more important than ever to avoid the cost of unexpected repairs – and keep you on the water.


Personal Watercraft


FPC Premium Marine Protection provides ACCESSORY PACKAGE coverage to meet the specific coverage needs of your watercraft, including:


Bass Fishing

Trophy Fishing

Cruiser Fishing

Ski Boat





Pontoon Boat




All Accessory Packages include Trailer Coverage and Emergency Roadside Assistance for the trailer and tow vehicle.

All Engine and Accessory Package Coverage includes the additional benefits listed below.


Hoist/Lift Out

Pick-Up & Delivery



All benefits are subject to having a covered repair and have maximum reimbursement limits. Certain additional benefits may not be available in some states due to state law restrictions. See service contract for exact terms, coverage and exclusions.

Dockside Assistance

Sea Trial Labor

Travel Expenses

Tear Down/Accessory Access



Optional TIRE & WHEEL COVERAGE also available.

Tire & Wheel Coverage may not be available in some states due to state law restrictions.

See service contract for exact terms, coverage and exclusions.


P.O. Box 790 • Deerfield, IL 60015-0790 • 800 328 8690


The FPC Premium Marine Protection service contract program is administered by a Protective company and backed by Protective Property & Casualty Insurance Company in all states except New York. In New York this product is backed by Old Republic Insurance Company. In the state of Florida the administrator is First Protection Corporation of Florida (Florida Certificate of Authority #60104).